Sayi Inshorar Balaguro, Ƙarin Amfani Don Yawon Bude Ido

Sayi inshorar balaguro, ƙarin amfani don yawon bude ido

Lokacin hutu a ƙasashen waje, koyaushe ba ku da lafiya daga kowane abin da ya faru. Wannan shine dalilin da ya sa galibi ana ba da shawarar cewa kowane matafiyi yayi tunanin karɓar inshorar balaguro. Aƙalla, godiya ga wannan murfin, za su sami gatan cin gajiyar kulawa ta musamman yayin haɗari. Bayani.

Me yasa yake da mahimmanci don ɗaukar inshorar balaguro?

Abinda ba tsammani ba rasa lokacin zama a ƙasar waje. Wani lokacin mukan rasa kaya, muna rashin lafiya ko kuma zamu iya magance sokewar jirgin. Abubuwa da yawa suna haɗarin lalata yanayin. Don fuskantar kowane irin haɗari, yana da kyau a shirya a gaba saboda godiya ga biyan kuɗin inshorar balaguro. Yarjejeniyar inshora ce wacce ke ba da garantin kariya yayin duk tafiye-tafiyenka zuwa ƙasar waje. Hanyoyin da kamfanonin inshora ke bayarwa sun bambanta gwargwadon buƙatar kowane ɗan kasuwa. Sakamakon haka, kwangilolin da ke akwai za a ƙaddara su bisa ga manufofin daban-daban da ake samu a kasuwa. Don haka za a sami tabbacin asali waɗanda aka haɗa cikin inshorar balaguro. Sannan, inshora na iya samun wasu tabbacin na tilas wadanda aka gabatar a matakin kowane Inshorar. Nemo a wannan sashin duk bayanan da kuke buƙatar sani game da dalilan ɗaukar inshorar balaguro.

Zaɓin inshorar balaguro mai kyau don bayanin fasfon ku na matafiya

Amfanin zaɓin inshorar balaguro da ya dace da bayananku yana taimakawa sauƙaƙe aiwatar da murfin ku. Kowane balagurokuwa da kowane ɗan kasada kowannensu yana da takamaiman halaye. Saboda haka, mutum ba zai iya tunanin tunanin abin da zai faru yayin tafiya ba. A takaice dai, ya zama ba zai yiwu a hango komai ba, saboda haka bukatar inshora ta rufe dukkan jigilar kayayyaki. Idan akwai damuwa yayin tafiya, inshorarku ta hana ku barin kayan aikin ku. Don haka, a rufe idan akwai cuta, a tabbata an gano duk hanyoyin da za a bi. Wannan ya ce, idan ba ku da lafiya a ƙasar waje, Social Security ba zai rufe kuɗin likitan ku ba. Ta hanyar ɗaukar inshorar balaguro lokacin da kuka yi littafin, za ku sami fa'ida daga cututtukan da suka dace idan ya zama dole.

Nau'in nau'in inshorar balaguro da za ayi kafin a tafi ƙasar waje

Lokacin zabar murfin tafiye-tafiye, yana da matukar mahimmanci a bincika tabbacin da inshorarku ya rufe. Wannan galibi ya shafi gaskiyar abubuwanda zasu iya haifar da wasu maganganu da dama da suka faru kamar su rashin lafiya, asara ko lalata kayan kaya, da dai sauransu Don neman ƙarin, dole ne a bincika game da iyakokin waɗannan garantin har ma da abubuwanda ake amfani dasu. Edara wannan wannan shine cirewar daga tabbacin inshorar tafiya. Daga cikin nau'ikan inshorar balaguro ɗin da za mu zaɓa, za mu iya kawo sunayen, tsakanin waɗansu, inshorar soke balaguro, inshorar dawowa, inshora kaya, da sauransu. Idan har yanzu ɗalibi ne, zaku iya zaɓar karatun inshorar balaguro na ƙasar waje. Don bayani, wasu kamfanonin inshora suma suna bayar da masu gabatar da manufofin su gami da halayen ɓangare na uku a ƙasashen waje. Wannan yana ba ku damar kare kanku yayin haɗarin lalacewa ga wasu da sakamakon su yayin zaman ku.

Garantin da aka bayar lokacin ɗaukar inshorar balaguro

Inshorar tafiye-tafiye nau'in kariya ne wanda ke rufe ku yayin zaman ku a ƙasar waje. Garantin da ke cikin kwangilar ku haka ya bambanta da zaɓaɓɓen makomar, tsawon lokaci ko yanayin zamansa alal misali

An bayar da su ta hanyar tsari ne yayin da ka tsara lokacin zamanka tare da ƙungiyar ta musamman. Wannan na iya zama ƙungiyar wakilai na balaguro ko Operator Tour. Don bincika duk ƙarin ƙarin garantin da inshorarku ta bayar, mafi kyawun madadin shi ne amfani da comparator na kan layi. Kayan aiki ne mai ƙarfi don tattara duk fa'idodin inshora na tafiya don ku iya samun tabbacin waɗanda suka dace da tsammaninku. Sun bambanta bisa ga kwangilolin inshorar balaguro. Koyaya, ya kamata a lura cewa duk manufofin suna da alaƙa da kudaden likita da asibiti, taimako da dawo da su, kuma a ƙarshe alhaki na ƙungiyoyin waje. Gabaɗaya, waɗannan sune tabbacin asali.

Sauran tabbacin da za a haɗa cikin kwangilar inshorar balaguro ɗinku

Baya ga tabbacin asali, matafiyin na iya ƙara wasu ƙarin tabbacin zuwa kwangilar su tafi da kwanciyar hankali. Kowane kamfani inshora mai zaman kansa ya kasance mai 'yanci don ayyana iyakokin kwangilolin inshorar tafiye-tafiyen da aka baiwa abokan cinikin su. Don samun ra'ayi, akwai nau'ikan garanti biyu masu dacewa. A gefe guda, akwai waɗanda an riga an haɗa su a cikin kwangilar inshorar balaguro wanda inshorar ya ƙaddara. A gefe guda, zamu iya dogaro ga waɗanda aka ba su azaman zaɓi a cikin kwangilar. Waɗannan za a iya yin rajista ko ba bisa ga sha'awarku ba. Lura cewa inshorar balaguro nada abubuwa biyu. Akwai bangaren inshora wanda ke kula da diyya ko sake biya. Kuma ga wani sashi, gaba daya ya shafi taimako da tallafin da insurer yake bayarwa yayin da lamarin ya faru yayin zaman. Wannan duk ɓangare ne na ɗaukar hoto da aka bayar yayin taron inshorar balaguro.

Me game da warwarewar tafiya ko inshorar gyara?

Wannan nau'in inshora wani nau'in garanti ne wanda aka kafa musamman don mayar maka da wani ɓangare ko duk halin kaka idan ka kasa fita. Don zama wanda ya cancanci wannan rashi na sake tafiya ko inshorar gyara, dalilin yin watsi da aikin dole ne ya zama ɓangare na manufofin. Don wannan dalili, ana iya fitar da wannan nau'in inshorar, ko dai azaman zaɓi, azaman ƙarin garanti. Ko dai, yakamata ayi la'akari dashi azaman yarjejeniyar inshorar tafiye-tafiye cike da mai inshorar mai zaman kanta. Tafiya ko jirgin sama na iya ba da irin wannan kwangilar inshorar balaguro ɗin tafiya. Wadannan kuɗin da aka sayarwa ta hanyar inshora masu zaman kansu an ce suna “duk sanadin haifar ne kawai”. Don haka kawai saboda ba kwa son barin wurin dalilai na sirri ba ingantaccen dalili bane kwata-kwata. Kawai abin da ba a iya tsammani ba ya kasance karɓuwa: ƙi visa, haɗari, rashi, da sauransu.

Yadda za a zabi inshorar tafiya?

Duk da yake babu wata doka ta gama gari, ya kamata ku tabbatar cewa inshorar zata rufe duk takamaiman bukatunku, kamar su rufe duk kasashen da kuke niyyar zuwa, tsawon lokacin dukkan tafiyar gami da yiwuwar canje-canje, da kuma cewa ba kawai mafi karancin abin da ake buƙata don shiga ƙasashen da kuke tafiya ba, har ma da wasu batutuwan da zaku iya fuskanta, kamar jinkirta kaya ko jirgin da aka soke wanda zai buƙaci ku jawo inshorar tafiye-tafiyenku don samun biyan kuɗi.

In my case, while preparing to travel for my year long world tour and before leaving, I got a yearly travel insurance that covers all countries (except North Korea) for most if not all possible issues, in order to be fully covered. The World Nomads travel insurance or the  Verageaukar Baƙi   travel insurance both are great option in that sense for long term travelers and for digital nomads as well, making sure that you won’t face issue during your travel. Get a free quote instantly online and see for yourself!

Bayanin inshorar tafiye-tafiye da ƙayyadaddu:

• inshorar wasan motsa jiki na inshora
  
• Inshorar bala'in bala'i
  
• inshorar haɗarin tafiya
  
• insuba wasanni na inshora
  
• travel inshora ikirarin misalai
  

Tambayoyi Akai-Akai

Menene fa'idodi na sayen inshorar balaguro don yawon bude ido, kuma waɗanne nau'ikan ɗaukar hoto ya kamata su yi la'akari?

Abvantbuwan amfanane sun haɗa da kariya ta kuɗi daga batutuwan balaguron balaguron da ba tsammani ba, sokewar tafiya, da kuma rakumi. Masu yawon bude ido suyi la'akari da Lafiya na Lafiya, Kashewar Tafiya, da kuma ɗaukar asarar kaya.