Wisd Vs vers llaahna: Waa maxay adeegga wareejinta lacagaha ugu wanaagsan ee safarka safarka? Faa'iidooyinka iyo faa'iido darrada

Which money transfer service will be more convenient and profitable to use when traveling? Si aad u awooddo in la sameeyo xulashada ugu dheelitiran, waxaa lagama maarmaan ah in la falanqeeyo awoodaha adeeg kasta, ka dibna waxaa suurtagal ah in la fahmo cidda ku guuleysan doonta qofka ku guuleysta ee ka dhex jira kuwa caqliga leh oo verropt.

Wisd Vs vers llaahna: Waa maxay adeegga wareejinta lacagaha ugu wanaagsan ee safarka safarka?

Which money transfer service will be more convenient and profitable to use when traveling? Here it is necessary to build on the traveler's requests. Si aad u awooddo in la sameeyo xulashada ugu dheelitiran, waxaa lagama maarmaan ah in la falanqeeyo awoodaha adeeg kasta, ka dibna waxaa suurtagal ah in la fahmo cidda ku guuleysan doonta qofka ku guuleysta ee ka dhex jira kuwa caqliga leh oo verropt.

Marka la eego xaqiiqda ah in dalal kala duwan oo adduunka ah ay isticmaalaan lacagaha kala duwan ee lacageed, qaarna waxaa suurogal ah in la dejiyo degsiimooyin ay ku leeyihiin kaarka deynta oo ay ku dhisan karaan degsiimooyinka adduunka, kuwa caqliga leh waxay noqon karaan a xulasho aad u fiican. Haddii dalxiisku uusan lahayn kaar caag ah oo caalami ah, ama haddii ay jirto baahi loo qabo helitaanka joogtada ah ee lacagaha, markaa waa inaad doorataa verropt. Waxaa xusid mudan in labada masraxa ay bixiyaan kaararka deynta macaamiisha. Iyadoo aan loo eegin adeegga aad dooratay, waxaad u baahan doontaa inaad iska diiwaangeliso. Marka xigta, samee qorshe fudud oo fudud iyo xaqiijin deg deg ah oo ku saabsan xogtaada, ka dib oo aad shaqada ku aadi karto.

Maxaa laga doortaa dibedda?

Haddii aad safar ku socoto oo aad ugu baahan tahay lacag caddaan ah, markaa waxaa fiican inaad caqli gal tahay. Waxaa lagu talinayaa in horay loo qorsheeyo miisaaniyaddaada. Adigoo is-weydaarsanaya heerka ugu habboon ee ugu habboon, waad badbaadin kartaa miisaaniyaddaada, iska ilaali inaad bixiso guddiyada si aad uga baxdo lacag kaash ah. Madasha ruushka wuxuu u baahan yahay isticmaaleheeda fursad uu ku isticmaalo kaarka caagga ah oo bilaash ah. Caawimaaddeeda, waxaad kala noqon kartaa lacag kaash ah ATM-yada adduunka oo dhan.

Haddii aad u baahan tahay inaad ka gudbiso dib-u-wareejin dibedda dibedda, markaa waa inaad fiiro gaar ah u yeelataa in adeeggu caqli leeyahay uu bixiyo xaaladaha ugu wanaagsan ee guddiyada. Tani waxay quseysaa inay la shaqeyso lacag yar iyo lacag dhexdhexaad ah. Tusput ayaa sidoo kale aasaasay hanaan sahlan oo lagu wareejiyo, laakiin khidmadaha halkan ayaa waxyar ka sareeya.

Waa maxay farqiga ugu weyn ee u dhexeeya xigmadda iyo caasiyiinta?

Qofkoo caqli leh ayaa suuqa ku jiray in ka badan 10 sano, laakiin hore ayaa loo yaqaanaa in la kala qaado. Intii lagu gudajiray jiritaankeeda, waxay awood u yeelatay inay is dhigto mid ka mid ah bixiyeyaasha ugu dhaqsaha badan uguna jaban ee wareejinta xudfadu.

Adoo dooranaya xikmad, isticmaaleyaashu waxay helayaan sicir-sarsare oo sax ah, sidaa darteed shirkadda waxay ka faa'iideysataa guddiyo dheeri ah. Guddigan ayaa kala duwanaan kara, oo kaararka deynta ah waxay u dhexeeyaan 0.15% ilaa 2%. Sababo la xiriira jiritaanka aalad qiimahoodu ku habboon yahay oo waxtarka leh, adeegsadayaashu waxay xisaabin karaan guddiyadan ka hor inta aysan lacag wareejin.

Tusmada ayaa u muuqday waxoogaa, sanadkii 2015. Tani waa bangi dalwad ah oo ku takhasusay samaynta xawilaadaha lacagta.

Toobad, ajuurada sameynta lacagtu way ku kala duwan yihiin dadka isticmaala shaqsiyadeed iyo ganacsatada. Isticmaalayaasha ayaa ka heli kara liiska guddiyada websaydhka shirkadda.

Faa'iidooyinka adeegyada xawilaadda lacagta

WISE

Faa'iidooyinka ugu muhiimsan ee doorashada wareejinta:

• Kaarka shirkadda ayaa loo heli doonaa dadka isticmaala Boqortooyada Midowday, Yurub, USA, Australia iyo New Zealand.
• Xisaabaadka bangiga waxaa lagu soo saari karaa USD,  GBP,   EUR, oc, NZD.
• Isticmaalayaasha ayaa ku keydin kara lacagtooda afartan lacago oo kala duwan.
• Waxaa jira adeeg ku saabsan wareejinta isla markiiba, iyo sidoo kale heerka sarrifka lacagaha.
• Ujrada beddelka ee wanaagsan. Waxay kuxirantahay lacagta, tani waxay noqon kartaa 0.3 ilaa 1.85%.
• Suurtagalnimada isticmaalka konton iyo wadan wadan oo adduunka ah.

Revolut

The main advantages of choosing Ka rog rog:

• Fast and free transfers within the Ka rog rog system.
• Caawinta 33 wadan oo adduunka ah.
• Waxaa jirta fursad lagu iibsado croptocurry.
• Caymiska caafimaadka ee macaamiisha.
• Waxaa jira dhowr qorsheyaal oo kala duwan, oo ay ku jiraan kan bilaashka ah.
• Suurtagalnimada dib-u-cusbooneysiinta degdegga ah ee kaadhka bangiga.

Faa'iido darrooyinka adeegyada xawilaadda lacagta

Tusput waa adeeg dhaqaale oo fara badan.

Astaamaheeda waxaa ka mid ah koontada hubinta, kaarka deynta ee loogu talagalay 25 lacagaha, iyo ganacsiga aan tooska ahayn ee guddiga sarrifka saamiyada. Tusput ayaa hawlgal ka socday ilaa iyo sanadkii 2015, iyo waqtigaas 3.5 milyan oo qof ayaa adeegsaday.

Faa'iidooyinka vestut waa fursad lagu helo akoon lacag-dheere oo bilaash ah oo leh awood ay ku keydiso ilaa 30 lacagaha oo kala duwan. Intaas waxaa sii dheer, ma jiraan wax ujro ah oo loo adeegsado kaarka dibedda. App-ka waa mid aad u saaxiibtinimo isticmaale. Waxaad ka qaadi doontaa xakameynta aan ka badneyn dhammaan dhinacyada dhaqaalahaaga.

Marka lagu daro astaamaha wanaagsan ee adeegyada mid kasta oo tixgalinaya, qaar ka mid ah faa'iido darrooyinka sidoo kale waa la iftiimi karaa. Wareeggent-ka wuxuu leeyahay:

• Adeegyada dhexdooda waxaa ka mid ah koonto fara badan iyo wareejin caalami ah.
• Markii aad isticmaaleyso kaarka dibedda, ee maahan xaaladaha ugu habboon ee la bixiyo.

In Ka rog rog, these are:

• Baahida loo qabo in la bixiyo Guddi Dheeraad ah oo ah 0.5 illaa 1.5% markii la beddelayo lacagtii usbuuca dhammaadka.
• Adeegga waxaa adeegsan kara dadka deggan Yurub, Great Britain, Switzerland iyo Australia.

You can make a final choice in favor of one of the money transfer services based on the services that you plan to use. In both companies, users are offered free tariff plans with a minimum list of useful options. Still, it's worth noting that TransferWise has the edge in terms of coverage and the number of supported currencies. Ka rog rog is an excellent choice if your goal is to make transfers across Europe.

Su'aalaha Badanaa La Isweydiiyo

Sidee caqliga iyo lidkoonka u dhigantaa inay yihiin adeegyada xawilaadda lacagta safarka, iyo muxuu yahay faa'iidooyinka iyo qasaarooyinka midkiiba?

Xigmad-xigmad ayaa loo yaqaanaa khidmadaha hufan iyo sicirka sarrifka dhabta ah, halka vermushtuhu ay bixiso adeegyo ballaaran oo dhaqaale oo ballaaran. Faa'iidada caqliga leh waa wax khatar ah oo ku saabsan wareejinta, halka roonsut verut ay siiso wax badan marka loo eego caymiska safarka iyo bixinta falanqaynta. Si kastaba ha noqotee, rehlupt waxay xaddidneyn ka bixitaan bilaash ah, oo caqliga leh waxaa laga yaabaa inuusan noqon mid dhameystiran baahiyaha dhaqaale ee kaladuwan.