Saamiga Caymiska Travel Si Travel Qiimaha Of Life: Ma waxaad Overpaying?

caymiska safarka waxaa looga baahan yahay in ay u socdaalaan dibadda. La'aanteed, iyagu ma ay diyaarin tours oo ha ka dhigo fiisaha. Helitaanka xanuunsado ama dhaawac dibadda oo aan xitaa caymiska yar ma aha oo kaliya farxad shaki, laakiin sidoo kale dhabar jab weyn ku yahay in aad miisaaniyad.

dhex-dhexaadin u dhexeeya uu caymisku iyo ururka caafimaadka - shirkadda caymiska mas'uulka ka ah ee xawaaraha iyo tayada daryeelka caafimaad, laakiin xarunta adeega bulshada ama Assistance ma aha. Waxa uu sidoo kale mas'uul ka ah call dhakhtarka iyo meelaynta rugta waa.

Si aad u ogaato cidda aad u adeegi doonaa, waa in aad si taxadar leh u akhri shuruudaha caymiska iyo xaaladaha. Haddii nin socoto ah xanuunsado halka fasax, waa in uu soo wac Assistance, oo uu hore u la xiriir iyo wada xaajood doonaa dhakhaatiirta.

Waxaa jira noocyo badan oo caymis ah, oo ka mid ah qofka shaqsiyeed ee sidoo kale daboolaya safarada ugu badan hadii uusan ahayn waddammada oo dhami, ama kuwa gaarka ah ee waqti go'an iyo goob safar. Aynu qoto dheer u quusinno adduunkan gaarka ah oo aad u muhiim ah!

Sidee caymiska safarka ka shaqeeya

Guud ahaan, aad caymiyaan kartaa wax, ka fiirsada oo kaliya noocyada hadda caymiska safarka.

caymiska aasaasiga ah ee caafimaadka

caymiska ugu miisaaniyadda loo baahan yahay si ay u helaan fiisooyinka, taas oo kharash dhowr boqol oo rubles. Waa qaali ahayn, laakiin waa ay awoodaan in ay ilaaliyaan halka safarka iyo in la siiyo set ugu yar ee adeegyada ah.

Iyadoo ku xiran meesha socotada waa safar, in aad caymis ku dari kartaa fursadaha: ka gargaar la qaniinyo xayawaan badeed in isbitaal dhibaatooyin uurka. Haddii qofka socotada ah ayaa xasaasiyad ama cudurrada raaga, waxa uu kula taliyay in ay qoraan fursado dheeraad ah oo uu siyaasadda. Going to dal ay daawada waa mid aad u qaali ah, waxaad qaadan kartaa caymiska ilaa 50 kun oo euros, oo aan ilaa 30 ilaa, sida siyaasadda caadiga ah.

caymiska safarka cayaaraha

xulashada caymiska Extended taageerayaasha of madadaalada firfircoon oo aad u daran. Waxaa, dabcan, waa ka qaalisan yihiin mid ka mid aasaasiga ah iyo ku xiran tahay nooca waxqabadka in qofka socotada ah waxaa laga sugayaa inay galaan, waa in ay la tilmaamay xilliga diiwaangelinta.

Waa in la ogaadaa in saaran faras, baaskiil, ATV iyo fardaha mootada waxaa sidoo kale loo arkaa madadaalada firfircoon.

Boorsooyinka caymiska khasaare

Sida laga soo xigtay ilo kala duwan, oo ku saabsan 2% Alaabtoodii lumo sanad walba inta lagu guda jiro duulimaad. Sidaa darteed, shirkadaha caymiska ay bixiyaan si ay u hubiyaan in ay boorso oo ay la socdaan waxyaabaha ay - sidaa darteed haddii khasaare, socotada ugu yaraan heli doonaan magdhow.

Laakiin sidoo kale, sida caymiska kasta, waxaa muhiim ah in la akhriyo heshiiska halkan: caymiska ma daboosho lacagta, dahabka iyo dhagaxyo qaali ah, waraaqaha, qalabka caafimaadka iyo waxyaabo kale oo badan oo qaali ah. Waxay waxaa inta badan si gaar ah caymis.

caymiska cunid

Haa, caymiska sida ayaa sidoo kale ka jira, si kastaba ha ahaatee, mid ka mid ah shirkadaha caymiska oo keliya, KQA Jarmalka, ayaa xirmo sida adeegyada ilaa iyo haatan. Waxa uu balanqaadayo daryeelka caafimaadka ee cudurada ama dhaawacyada ka dhasha khamriga, daroogada ama sarkhaan sun. Tani waxay ficil ahaan waa adeeg gaar ah sababtoo ah shirkadaha ugu fiirsan khamriga dhacdo ceymiska ma sarkhaan.

caymiska weerar dhinac saddexaad

Waxay u iman doontaa in ku anfacaya haddii nin socdaal ah oo u safreysa dalka leh tirada dambiyada sare, iyo si fudud haddii uu ka cabsi qabo in uu la dhici laga yaabaa in - waxaa jira waxyaabo badan oo ah tuugada kuwaas oo faa'iido ka dalxiisayaasha si taxadar la'aan xitaa dalalka barwaaqo.

Safarka caymiska la joojiyo

mag caymiska noocan oo kale ah, waayo kharashka safarka, haddii socotada lahaa in ay kala go'do fasax ama wadajir baajiso - iyagu ma ay siin fiiso, waxay illoobeen inay bixiyaan canshuur, ama qorshe bedelay.

run gaar ahaan kuwa ay qorsheynayaan fasax ah sanadkii badh ka hor safarka loogu talo galay ama ka badan. Tani waa mid ka mid ah caymisyada qaali ugu, kharashka bilaabo 8% qiimaha safarka.

Caymiska Travel

Safarada guud ahaan Russia, siyaasad joogta ah khasab caymiska caafimaad waa ku filan tahay. Laakiin haddii si lama filaan ah nin socoto ah jecel yahay dalxiiska xad-dhaaf ah iyo inta badan u safri, de markaas waa inuu waxaa lagu talinayaa in ay qaataan caymiska safarka.

Intaa waxaa dheer in ay daryeel caafimaad oo aasaasi ah, waxaa ka mid ah adeegyo dheeraad ah: ka Baadhista dheereeyey gaadiidka dhibanaha, hadii uusan si madaxbanaan dhaqaajin karin, ama sii joogi doonaa isbitaalka ugu waqtiga soo amba la tigidhada uu.

Caymisyada gaar ahaan ku talinaynaa fikirka ku saabsan siyaasadda ah sida ay u jeclayd socodka, fuulitaanka dhagax weyn iyo barafka.

Waa maxay in la raadiyo marka aad dooranayso caymiska

Waxaad u baahan tahay ma ay dooran shirkadda caymiska laftiisa, laakiin caawimada - waa kuwa socotada ah ka qaban doonaan haddii ay dhacdo ceymiska ku dhacdaa. Jawaab-celinta shaqada gargaar laga heli karaa goobaha gaar ah oo caan ah. Waxaa muhiim ah in la xasuusto in qaar ka mid ah shirkadaha caymiska iskaashi la dhowr adeegyo kaalmo hal mar.

Caymiska waa in la doortay aan laga jari ah. taaso A waa qadar in shirkad laga yaabaa in aad bixiso. Tusaale ahaan, haddii caymiska ayaa laga jari a of 40 euros, iyo biilka dhakhtarka waa 60 euro, markaas shirkaddu waxay kaliya bixin doontaa 20 euros, iyo inta kale ee qadarka yeelan doonaan in la siiyo baxay jeebka. Sanadihii la soo dhaafay, caymisyada la jaro aan waa wax caadi ah, waxay inta badan ugu raqiisan.

Ka hor inta gadashada, waxaad is barbardhigi kartaa dalabyo ka helay shirkadaha caymiska oo kala duwan. Tani waxay sidoo kale waxaa la samayn karaa goobaha la barbardhigo gaar ah. Si arrintan loo sameeyo, waxaad u baahan tahay in ay doortaan waddan, taariikhda safarka, tirada iyo da'da vacationers, goobta madax banaan xuli doona iyo bandhigaan dhamaan dalabyada ay suurtagal tahay.

Caymiska waa in la qaato ma aha taariikhda taariikhda, laakiin wax yar la margin ah, gaar ahaan haddii qofka socotada ah waxaa sugaya dheer oo ay adag tahay diyaarad la xiriir.

Waxaa kaloo muhiim ah in aad soo booqato dhakhtarka ilkaha hab wakhti - ay sabab u tahay isbedelka cadaadiska iyo heerkulka, ilkaha la daaweyn dhaawici kara, iyo adeegyada ilkaha, waayo, kuwa xaaladaha degdegga ah, ma hoos shirkad kasta caymiska marka laga reebo.

Waa maxay samayn marka la eego macnaha

Heshiiska (-faa'iideystayaasha, caymis)

caymiska The (-faa'iideystayaasha, ceymiska) waa dhan oo idinka mid ah, ma saddex qof oo kala duwan: tani ay tahay waxa aad waxaa loogu yeedhi laga yaabaa in heshiiska caymiska.

Shirkadda caymiska (shirkadda caymiska)

Shirkadda caymiska (shirkadda caymiska) - an organization with which you conclude a contract, it pays for treatment and other expenses for an insured event.

kiiska Caymiska

dhacdo ceymiska - dhacdo la xusan by heshiiska iyo kaas oo uu caymisku bixin doontaa magdhow. Wax kasta oo aan hoos iman caymiska waxaa loo arkaa a dhacdo aan ceymiska iyo in aan la celin doonaa.

Sum caymis (lacagta caymiska, xadka liability)

Sum caymis (lacagta caymiska, xadka liability) - the maximum that the insured will pay for you. This amount includes hospital expenses, medical transportation and everything else. If you have chosen to cover 30 thousand dollars, and a helicopter from the Kamchatka volcano cost 10 thousand, 20 thousand will remain for treatment.

Assistance (shirkada adeega)

Assistance (shirkada adeega) is your travel assistant. If you are sick, call the assistance, and they will call the rest. Their job is to call an ambulance, find a hospital, arrange transportation, and solve problems along the way.

taaso

Go'i waa qadarka in caymisku ma bixin karaa sida ay heshiiska caymiska. Inta badan, taaso ah waa shuruud la'aan, in uu yahay, waxaa la bixiyo kiis kasta. Tusaale ahaan, u malaynayaa in aad laga helay caymiska la a $ 30 laga jari karo. Fasax, ay waxyeello idiin soo dhuunta, iyo inaad u tageen inay dhakhtarka dallici $ 45. Kuwaas oo kala ah, waxaad bixinaysaa $ 30 naftaada, iyo $ 15 - shirkadda caymiska. siyaasadaha ka go'i way ka jaban yihiin, laakiin haddii ay dhacdo ceymiska ku dhacdaa, kaydka ah ay u badan tahay in la badiyay. Sidaa darteed, dadka safarka ah khibrad door bidaan caymiska waxba kama go'i karo a.

Sidee caymiska waxaa la bixiyaa

Waxaa jira laba hab bixinta caymiska: ama caymiska si toos ah isbitaalka bixinaya, ama aad bixiso isla goobta, ka dibna caymiska aad ku buuxin doontaa.

caymiska Service is the most popular. This is when the insurance company sends money for treatment directly to the hospital. You don't pay the bills yourself, except in very rare cases: for example, a hospital in the jungle of Borneo only takes cash. In such a situation, the assistance will ask you to pay on the spot, and when you return home, the insurance company will reimburse everything.

caymiska Compensation is when you pay for the treatment yourself, then collect the documents, bring them to insurance and get your money back. It should be said that such insurance is almost never found now.

Marka u safri doona shaqada caymiska caafimaadka?

• Jug by xayawaan badeed ah;
• Jug by xayawaan badeed ah marka barashada si ay u isticmaalo;
• Caymiska isboortiga iyo hawlaha dibadda;
• Hoos u dhaceen, miyir lumay, soo toosay - nuuradda kabka,
• Oo wuxuu ku socday cabbay, dhacay, miyir lumay, soo toosay - nuuradda kabka,
• Help ay joogaan sarkhaan khamriga,
• Quraacdeen on cunto maxalliga ah iyo kuwa helay sumeeyay;
• Quraacdeen on cuntada deegaanka, iyo Gaastiriko sii xumaatay,
• Help la sii daridda cudurada raaga.

Sidee si ay kor caymiska aasaasiga ah

Si dhab ah loo ilaaliyo caymiska, ku dar fursado dheeraad ah si ay siyaasadda saldhig aad. Halkan waxaa ku qoran fikrado:

1. Haddii badda socday - caawimo add for gubto,
   
2. Haddii aad doonaysid in aad gelaan, barafka ama galida - caymiska add hawlaha dibadda iyo isboortiga. Calaamadee dhamaan hawlaha aad doonaysid in aad samaysid,
   
3. Haddii aad rabto in aad ka adkaan toddobadii-thousander peak - ku dar ma aha oo kaliya caymiska isboortiga, laakiin sidoo kale goobidda iyo samatabbixinta hawlaha iyo geeddiga helicopter;
4. Haddii aad qabto nabar caloosha ama cudurada kale ee raaga - caawimo add la sii daridda cudurada raaga,
5. Haddii aad fuuli doonaa mooto ama mooto - ku dar Doorashadan, waxa la yidhaahdaa waa in. Si shirkadda caymiska soo celiso wax walba oo aan su'aal, waxaad u baahan tahay in ay ku fuushaa ee koofiyad iyo xuquuqda category A caalamiga ah;
6. Haddii aad uur leedahay, ku dar caawiyo kiis dhibaatooyinka ee uurka. Just maanka ku hayo: dad yar caymiyaan uurka ilaa 31 isbuuc, intaa ka badan ilaa 24 ama xitaa 12 toddobaad;
   
7. Haddii aad rabto inaad la hal galaas oo khamri ku fadhiisan - dar ka caawiyo kiis dawladdu sarkhaan khamriga. True, mid ka mid ah shirkadaha caymiska kaliya doorasho noocaas ah - KQA, barnaamijka waxaa lagu magacaabaa Optima. Inta kale ee caymisyada ma Waxaad magdhaw ka helaysaa haddii aad tipsy. Waxaa intaa dheer, qaar ka mid ah diidi doonaa in ay bixiyaan oo kaliya haddii sarkhaan sababay shilka, halka qaar kalena ay bixin doonin kiis kasta. Tilmaam: jirrabaya for content khamriga waa dhif sameeyo, sidaa daraadeed waxa muhiim sida ku filan aad u noqon doonaa in opinion ee dhakhaatiirta,
8. Haddii aad rabto in aad ka aamin alaabtaada, ku dar caymiska boorsooyinka. Haddii aad boorso lumo, waxaad heli doontaa $ 500-2000 waayo, taasu (aad doorato qadarka naftaada marka aad soo siyaasadda a). Caymis la'aan this, diyaaradaha bixin doonto - inta badan $ 20 halkii kiilo,
9. Haddii aad ka welwelsan tahay ee ku saabsan baasaboorka - caymiska document add. In ay dhacdo, waxaa loo celin doonaa inaad kharashka dib u soo celinta;
   
10. Haddii aad ka walwalsan ah oo ku saabsan is ku xayiran garoonka diyaaradaha, ku dar caymiska dib u dhac duulimaadka. Diyaaradan ayaa qaadi maayo off si degdeg ah, laakiin waxaa lagu siin doonaa saacad kasta oo sugaya (marka laga reebo 4 hore);
    
11. Haddii aadan rabin in lagu bixiyo dhaawaca shil ahaan sababa qof kale, ku dar caymiska. Haddii aad si qalad ah iska xaadirin galay skier kale halka dhug yeesha, shirkadda caymiska bixin doonto daaweynta burbur iyo iibsan barafka cusub oo lagu beddelo kuwa ka jabay;
12. Haddii aad ku talajirto fasax ka hor, ku dar caymiska la joojiyo. Xaaladdan oo kale, haddii laguu diido fiiso ama aad xanuusato laba maalmood ka hor ka tagay, caymisku soo laaban doonaa lacagtii tikidhada, hotels iyo adeegyada kale ee ay bixisay,
    
13. Haddii aad rabto in ukunta buul si loo soo celiyo caafimaadka, ku dar caymiska shilka. Aynu idinku lugtaada fasax ka qarxay. Waxaad loola dhaqmi doonaa isla goobta la caymiska caadiga ah ee safarka. Oo haddii aad leedahay siyaasad dheer, ka dibna guriga waxay sidoo kale bixin doonaa magdhawga, oo lagu kharash garayn kartaa xataa on dhaqancelinta, xataa on smartphone cusub.

Travel Insurance

Safarka Insuranse waa urur u go'ay in wax fudud in ay is barbar dhigaan iyo iibsato qorshaha caymiska safarka ka dhan caymisyada waaweyn ee ka yar shan daqiiqo.

Si aad u isticmaasho adeega, kaliya aad u baahan inay soo booqdaan goobta, halkaas oo aad u baahan doontaa in ay galaan macluumaadka safarka aad si aad u ogaato qiimaha shirkadaha kala duwan iyo la isbarbardhigo.

Maxaa la tilmaamay karaan si ay u helaan kor-to-date macluumaadka:

Ujeedada ugu weyn: halkan aad u baahan tahay si ay u muujiyaan dalka kuwaas oo aad markii ugu joogi doonaan inta aad safarka. waa in aad doorataa ka mid ah liiska,

Taariikhaha safarka: the date of departure and the date of return are indicated here;

Tirada safarka: you can specify from 1 to 10.

Deganaansho rasmi ah: you can choose the USA, Canada, and there is also the option “I / we live outside the USA or Canada”. You also need to select a state from the list;

Taariikhda lacag bixinta ee bilowga ah - Halkan waxaad u baahan tahay inaad doorato taariikhda ugu horeysa markii aad ku bixisay safarka oo dhan ama qeyb ahaan. Haddii dhibcaha abaalmarinta la isticmaalay markii la ballansanayo oo aan lacag bixin rasmi ah la bixin, ka dib waxaa loo qaddariyo inaadan ka iibsan fuulkii weli.

Su'aalaha Badanaa La Isweydiiyo

Caymiska safarka miyuu iga difaaci doonaa shil markii uu safrayo?

Dabcan, caymisku kaama ilaalin doono shilalka, musiibooyinka dabiiciga ah, cudurrada iyo waxyaabo kale oo xun. Laakiin waxay gacan ka geysan doontaa daboolida khasaarahaaga ka dib dhibaatooyinkaas oo kale.

Sidee bay safku u go'aamiyaan haddii ay ku badan yihiin lacag-bixinta caymiska safarka ee la xiriira qiimaha safarkooda?

Socotada waxay isbarbar dhigi karaan qiimaha ceymiska ee ka soo horjeedda wadarta qiimaha safarkooda oo ay qiimeeyaan caymiska la bixiyay. Guud ahaan, caymisku waa inuu ahaadaa boqolkiiba qayb yar oo ka mid ah qiimaha safarka. Waa inay sidoo kale isbarbar dhigaan siyaasado kaladuwan si loo hubiyo inay heleen sicir tartan oo loogu talagalay caymiska ay u baahan yihiin.